Block immediately: experts named 8 phrases that betray phone scammers

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Be alert! Fraudsters do not sleep and are constantly looking for new ways to deceive you. They can call from different numbers and under different pretexts, trying to extort money or personal data from you. To avoid deception, you should be careful and interrupt the conversation if you hear suspicious phrases.

I am a bank employee

Banks never call customers. If you need to clarify anything about your account, just visit a bank branch or call us on the official number.

A debit card is issued in your name loan application

If you have not taken out a loan, then such a call is a cause for concern. Just hang up, don't try to figure anything out.

Secure or Special Account

Fraudsters often scare people by telling them there is a threat to their accounts. They may use the terms “special account”, “secure account” or others to scare you and make you believe that there is a need for urgent action. Remember: your money is safe and the bank will not call you with these warnings.

Do not share information. Investigations are ongoing

Criminals often disguise themselves as law enforcement agencies in order to gain your trust and get sensitive data from you. They can talk about alleged investigative actions and ask for your help. Important to know: real law enforcement officers will never call you and ask for personal information.

They want to steal your money

Scammers are trying to create panic so that you rush to follow their instructions. They can talk about suspicious transactions on your card and offer to “solve” this problem. Remember: if the bank has any questions about your card, they will contact you through official channels and will never ask you to do anything yourself.

I am a security officer 

Fraudsters often pose as bank employees to gain access to your personal information. They may ask questions about your cards, passwords and verification codes. Be careful: real bank employees will never ask you for your full card details or one-time passwords.

Sim card is expiring

This is false information. The validity period of the SIM card is not limited. Fraudsters use this as an excuse to get hold of your data or to trick you into doing something with your card.

Speak a code via SMS

Fraudsters can use various tricks to get you confirmation codes. They can talk about giveaways, promotions, or technical issues. Remember: Never share your verification codes with anyone, even if they call you from a number that looks like your bank number.